/* ==========================================================================
   Lokal-SEO Landingpages – Plaumann & Kollegen
   Gestaltung angelehnt an das AXA-Erscheinungsbild: Tiefblau, roter
   "Slash", Serifen-Headlines, eckige Buttons in Versalien, viel Weißraum.
   ========================================================================== */

@font-face {
    font-family: 'Source Sans 3';
    src: url('../fonts/source-sans-3-latin-wght-normal.woff2') format('woff2');
    font-weight: 200 900; font-style: normal; font-display: swap;
}
@font-face {
    font-family: 'Source Sans 3';
    src: url('../fonts/source-sans-3-latin-wght-italic.woff2') format('woff2');
    font-weight: 200 900; font-style: italic; font-display: swap;
}
@font-face {
    font-family: 'Source Serif 4';
    src: url('../fonts/source-serif-4-latin-wght-normal.woff2') format('woff2');
    font-weight: 200 900; font-style: normal; font-display: swap;
}

:root {
    --axa-blue: #00008f;
    --axa-blue-dark: #00005b;
    --axa-blue-mid: #3032c1;
    --axa-sky: #007ac9;
    --axa-red: #ff1721;
    --axa-red-btn: #c91432;
    --axa-red-btn-hover: #a10f28;
    --ink: #333333;
    --ink-soft: #5f5f5f;
    --line: #cccccc;
    --line-soft: #e5e5e5;
    --grey-bg: #f5f5f5;
    --blue-tint: #f1f1fa;
    --white: #ffffff;
    --ok: #138636;
    --font-sans: 'Source Sans 3', 'Source Sans Pro', Arial, Helvetica, sans-serif;
    --font-serif: 'Source Serif 4', Georgia, 'Times New Roman', serif;
    --container: 1200px;
    --gutter: clamp(16px, 4vw, 32px);
    --radius: 2px;
    --shadow: 0 2px 6px rgba(0, 0, 0, .08), 0 8px 24px rgba(0, 0, 90, .06);
    --header-h: 76px;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 16px); }
body {
    margin: 0;
    font-family: var(--font-sans);
    font-size: 1.0625rem;
    line-height: 1.6;
    color: var(--ink);
    background: var(--white);
    -webkit-font-smoothing: antialiased;
}
img, svg { max-width: 100%; }
a { color: var(--axa-blue); text-underline-offset: 3px; }
a:hover { color: var(--axa-blue-mid); }
:focus-visible { outline: 3px solid var(--axa-sky); outline-offset: 2px; }
p { margin: 0 0 1em; }
ul, ol { margin: 0; padding: 0; }
address { font-style: normal; }

.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 var(--gutter); }
.container--narrow { max-width: 880px; }
.visually-hidden { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip-link { position: absolute; left: 12px; top: -60px; z-index: 200; background: var(--axa-blue); color: #fff; padding: 10px 16px; }
.skip-link:focus { top: 12px; color: #fff; }
.small { font-size: .9rem; }
.muted { color: var(--ink-soft); }

.icon { width: 1.25em; height: 1.25em; flex: none; vertical-align: -.25em; }
.icon--sm { width: 1.1em; height: 1.1em; }

/* ---------- Typografie ---------- */
h1, .h1, .h2, .h3, .h4 { color: var(--axa-blue); margin: 0 0 .5em; }
h1, .h2 { font-family: var(--font-serif); font-weight: 600; letter-spacing: -.01em; }
h1 { font-size: clamp(2rem, 4.6vw, 3.25rem); line-height: 1.12; }
.h2 { font-size: clamp(1.6rem, 3.2vw, 2.3rem); line-height: 1.2; }
.h3 { font-size: 1.35rem; font-weight: 700; line-height: 1.3; }
.h4 { font-size: 1.1rem; font-weight: 700; margin-top: 1.75em; }
.eyebrow {
    display: inline-block; margin: 0 0 .75rem;
    font-size: .8125rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase;
    color: var(--axa-red-btn);
}
.eyebrow--light { color: #fff; opacity: .85; }
/* Der rote AXA-Slash als Unterstreichung */
.slash { position: relative; padding-bottom: .55em; }
.slash::after {
    content: ''; position: absolute; left: 0; bottom: 0;
    width: 64px; height: 4px; background: var(--axa-red);
    transform: skewX(-38deg); transform-origin: left bottom;
}

/* ---------- Buttons ---------- */
.btn {
    display: inline-flex; align-items: center; justify-content: center; gap: .55em;
    min-height: 48px; padding: .75em 1.5em;
    font: 700 .9375rem/1.2 var(--font-sans); letter-spacing: .06em; text-transform: uppercase;
    text-decoration: none; text-align: center;
    border: 2px solid transparent; border-radius: var(--radius);
    cursor: pointer; transition: background-color .2s, color .2s, border-color .2s, box-shadow .2s;
}
.btn .icon { width: 1.15em; height: 1.15em; }
.btn--sm { white-space: nowrap; min-height: 40px; padding: .55em 1.1em; font-size: .8125rem; }
.btn--block { display: flex; width: 100%; }
.btn--red { background: var(--axa-red-btn); color: #fff; }
.btn--red:hover { background: var(--axa-red-btn-hover); color: #fff; }
.btn--blue { background: var(--axa-blue); color: #fff; }
.btn--blue:hover { background: var(--axa-blue-mid); color: #fff; }
.btn--white { background: #fff; color: var(--axa-blue); }
.btn--white:hover { background: var(--blue-tint); color: var(--axa-blue); }
.btn--ghost { background: transparent; color: var(--axa-blue); border-color: var(--axa-blue); }
.btn--ghost:hover { background: var(--axa-blue); color: #fff; }
.btn--outline-light { background: transparent; color: #fff; border-color: #fff; }
.btn--outline-light:hover { background: #fff; color: var(--axa-blue); }
.linklike { background: none; border: 0; padding: 0; font: inherit; color: inherit; cursor: pointer; text-decoration: underline; text-underline-offset: 3px; }

/* ---------- Utility-Leiste & Header ---------- */
.utility { background: var(--axa-blue-dark); color: #fff; font-size: .8125rem; }
.utility__inner { display: flex; justify-content: space-between; align-items: center; gap: 16px; min-height: 36px; }
.utility__claim { margin: 0; opacity: .9; }
.utility__links { display: flex; gap: 20px; }
.utility__links a { color: #fff; text-decoration: none; display: inline-flex; align-items: center; gap: 6px; white-space: nowrap; }
.utility__links a:hover { text-decoration: underline; color: #fff; }

.header { position: sticky; top: 0; z-index: 100; background: #fff; border-bottom: 1px solid var(--line-soft); box-shadow: 0 1px 0 rgba(0,0,0,.02); }
.header__inner { display: flex; align-items: center; gap: 24px; min-height: var(--header-h); }
.header__logo { display: flex; flex: none; }
.header__logo img { height: 44px; width: auto; }
.header__actions { display: flex; align-items: center; gap: 16px; margin-left: auto; }
.header__phone { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; text-decoration: none; white-space: nowrap; }

.nav { margin-left: 8px; }
.nav__list { list-style: none; display: flex; align-items: stretch; }
.nav__item { position: relative; display: flex; align-items: center; }
.nav__link {
    display: flex; align-items: center; height: var(--header-h); padding: 0 12px;
    font-weight: 600; font-size: .9375rem; color: var(--ink); text-decoration: none;
    border-bottom: 3px solid transparent; white-space: nowrap;
}
.nav__item:hover > .nav__link, .nav__item.is-active > .nav__link { color: var(--axa-blue); border-bottom-color: var(--axa-red); }
.nav__sub-toggle { display: none; }
.nav__sub {
    position: absolute; top: 100%; left: 0; min-width: 320px; padding: 20px 24px 22px;
    background: #fff; border-top: 3px solid var(--axa-blue); box-shadow: var(--shadow);
    opacity: 0; visibility: hidden; transform: translateY(6px); transition: opacity .15s, transform .15s, visibility .15s;
}
.nav__item.has-sub:hover > .nav__sub, .nav__item.has-sub:focus-within > .nav__sub { opacity: 1; visibility: visible; transform: none; }
.nav__sub-title { margin: 0 0 10px; font-weight: 700; }
.nav__sub-title a { display: inline-flex; gap: 6px; align-items: center; text-decoration: none; }
.nav__sub ul { list-style: none; display: grid; gap: 2px; }
.nav__sub li a { display: flex; align-items: center; gap: 10px; padding: 6px 0; color: var(--ink); text-decoration: none; }
.nav__sub li a:hover { color: var(--axa-blue); }
.nav__sub .icon { color: var(--axa-blue); }
.nav-toggle { display: none; }

/* ---------- Breadcrumbs ---------- */
.breadcrumbs { background: var(--grey-bg); font-size: .875rem; }
.breadcrumbs ol { list-style: none; display: flex; flex-wrap: wrap; gap: 4px 0; padding-top: 10px; padding-bottom: 10px; }
.breadcrumbs li + li::before { content: '›'; margin: 0 8px; color: var(--ink-soft); }
.breadcrumbs a { color: var(--ink-soft); }
.breadcrumbs [aria-current] { color: var(--axa-blue); font-weight: 600; }

/* ---------- Hero ---------- */
.hero {
    position: relative; overflow: hidden; color: #fff;
    background: var(--axa-blue);
    background-image: linear-gradient(115deg, var(--axa-blue) 0%, var(--axa-blue) 55%, #0a0aa6 100%);
}
/* Großer roter Slash wie im AXA-Logo */
.hero::before {
    content: ''; position: absolute; top: -20%; right: 18%; width: 6px; height: 160%;
    background: var(--axa-red); transform: rotate(38deg); transform-origin: center; opacity: .95;
}
.hero::after {
    content: ''; position: absolute; top: -10%; right: -8%; width: 46%; height: 140%;
    background: rgba(255,255,255,.04); transform: skewX(-38deg);
}
.hero__grid { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0, 1.45fr) minmax(0, 1fr); gap: clamp(24px, 5vw, 64px); align-items: center; padding-top: clamp(40px, 7vw, 88px); padding-bottom: clamp(40px, 7vw, 88px); }
.hero h1 { color: #fff; }
.hero__lead { font-size: clamp(1.05rem, 1.6vw, 1.25rem); line-height: 1.55; max-width: 44em; opacity: .95; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 28px 0 18px; }
.hero__phone { display: flex; align-items: center; gap: 8px; margin: 0; font-size: .95rem; opacity: .95; }
.hero__phone a { color: #fff; font-weight: 700; }
.hero__card { background: #fff; color: var(--ink); padding: 28px; box-shadow: 0 20px 40px rgba(0,0,40,.25); border-top: 4px solid var(--axa-red); }
.hero__card-title { font-family: var(--font-serif); font-size: 1.3rem; font-weight: 600; color: var(--axa-blue); margin: 0 0 14px; line-height: 1.3; }
.hero__card-foot { display: flex; gap: 8px; align-items: flex-start; margin: 18px 0 0; padding-top: 14px; border-top: 1px solid var(--line-soft); font-size: .875rem; color: var(--ink-soft); }
.hero__card-foot .icon { color: var(--axa-blue); margin-top: 2px; }
.hero--compact .hero__grid { grid-template-columns: minmax(0, 1fr); padding-top: clamp(32px, 5vw, 56px); padding-bottom: clamp(32px, 5vw, 56px); }

/* ---------- Checklisten ---------- */
.checklist { list-style: none; display: grid; gap: 10px; }
.checklist li { display: flex; gap: 10px; align-items: flex-start; }
.checklist .icon { color: var(--ok); margin-top: 3px; stroke-width: 2.4; }
.checklist--blue .icon { color: var(--axa-blue); }

/* ---------- Trust-Leiste ---------- */
.trust { border-bottom: 1px solid var(--line-soft); background: #fff; }
.trust__list { list-style: none; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); }
.trust__list li { padding: 20px 16px; display: flex; }
.trust__list li + li { border-left: 1px solid var(--line-soft); }
.trust__list li > a { display: flex; color: inherit; text-decoration: none; gap: 12px; }
.trust__list li > a:hover strong { text-decoration: underline; }
.trust__list li, .trust__list li > a { align-items: center; gap: 12px; }
.trust__list .icon { width: 32px; height: 32px; color: var(--axa-blue); }
.trust__list span { display: flex; flex-direction: column; font-size: .9rem; line-height: 1.35; color: var(--ink-soft); }
.trust__list strong { color: var(--axa-blue); font-size: 1rem; }

/* ---------- Sektionen ---------- */
.section { padding: clamp(48px, 7vw, 88px) 0; }
.section--grey { background: var(--grey-bg); }
.section__head { max-width: 760px; margin-bottom: clamp(24px, 4vw, 40px); }
.prose p { max-width: 70ch; }
.prose strong { color: var(--axa-blue-dark); }

.intro__grid { display: grid; grid-template-columns: minmax(0, 1.6fr) minmax(0, 1fr); gap: clamp(24px, 5vw, 64px); align-items: start; }
.intro__grid--single { grid-template-columns: minmax(0, 1fr); }
.card--cta { background: var(--axa-blue) !important; color: #fff; }
.card--cta .card__title, .card--cta .card__more { color: #fff; }
.card--cta p { color: rgba(255,255,255,.85); }
.card--cta .card__icon { background: rgba(255,255,255,.12); color: #fff; }
.card--cta:hover { color: #fff; }
.factbox { background: var(--blue-tint); border-left: 4px solid var(--axa-blue); padding: 24px 28px; }
.factbox__title { font-weight: 700; color: var(--axa-blue); text-transform: uppercase; letter-spacing: .08em; font-size: .8125rem; margin-bottom: 14px; }
.factbox dl { margin: 0; display: grid; gap: 12px; }
.factbox dt { font-weight: 700; color: var(--axa-blue); }
.factbox dd { margin: 0; }
.linklist { list-style: none; display: grid; gap: 4px; }
.linklist a { display: flex; align-items: center; gap: 10px; padding: 8px 0; font-weight: 600; text-decoration: none; border-bottom: 1px solid rgba(0,0,143,.12); }
.linklist a:hover { text-decoration: underline; }

/* ---------- Karten ---------- */
.cards { display: grid; gap: 24px; }
.cards--2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.cards--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.cards--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.cards--1 { grid-template-columns: minmax(0, 1fr); max-width: 420px; }
.card {
    position: relative; display: flex; flex-direction: column;
    background: #fff; padding: 28px 24px; border: 1px solid var(--line-soft);
    color: var(--ink); text-decoration: none;
}
.section--grey .card { border-color: transparent; box-shadow: 0 1px 2px rgba(0,0,0,.05); }
.card p { margin: 0; font-size: .975rem; color: var(--ink-soft); }
.card__icon { display: inline-flex; width: 52px; height: 52px; align-items: center; justify-content: center; margin-bottom: 16px; color: var(--axa-blue); background: var(--blue-tint); border-radius: 50%; }
.card__icon .icon { width: 28px; height: 28px; }
.card__title { font-size: 1.15rem; font-weight: 700; color: var(--axa-blue); margin: 0 0 8px; line-height: 1.3; }
.card__more { display: inline-flex; align-items: center; gap: 6px; margin-top: auto; padding-top: 18px; font-weight: 700; font-size: .875rem; text-transform: uppercase; letter-spacing: .06em; color: var(--axa-blue); }
.card--link { transition: box-shadow .2s, transform .2s, border-color .2s; }
.card--link::after { content: ''; position: absolute; left: 0; right: 0; bottom: 0; height: 3px; background: var(--axa-red); transform: scaleX(0); transform-origin: left; transition: transform .25s; }
.card--link:hover { box-shadow: var(--shadow); transform: translateY(-2px); color: var(--ink); }
.card--link:hover::after { transform: scaleX(1); }
.card--link:hover .card__more .icon { transform: translateX(4px); }
.card__more .icon { transition: transform .2s; }
.card--compact { padding: 22px 20px; }
.card--flat { padding: 20px 0 0; border: 0; border-top: 3px solid var(--axa-blue); background: transparent; }
.card--flat .card__icon { background: none; width: auto; height: auto; margin-bottom: 8px; justify-content: flex-start; }
.cards--compact { margin: 28px 0 8px; }

/* ---------- Split / Panel ---------- */
.split { display: grid; grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr); gap: clamp(24px, 5vw, 64px); align-items: start; }
.panel { background: #fff; padding: 28px; border: 1px solid var(--line-soft); }
.panel + .panel { margin-top: 20px; }
.panel__icon { display: inline-flex; color: var(--axa-blue); margin-bottom: 8px; }
.panel__icon .icon { width: 36px; height: 36px; }
.panel__title { font-weight: 700; font-size: 1.15rem; color: var(--axa-blue); margin-bottom: 12px; }
.panel--blue { background: var(--axa-blue); color: #fff; border: 0; }
.panel--blue .panel__title { color: #fff; }

/* ---------- Lokal ---------- */
.local__grid { display: grid; grid-template-columns: minmax(0, 1.6fr) minmax(0, 1fr); gap: clamp(24px, 5vw, 64px); align-items: start; }
.chips { list-style: none; display: flex; flex-wrap: wrap; gap: 8px; margin: 12px 0 16px; }
.chips li { padding: 6px 12px; font-size: .875rem; background: var(--blue-tint); color: var(--axa-blue); border-radius: 999px; }
.address-card { position: sticky; top: calc(var(--header-h) + 24px); background: #fff; border: 1px solid var(--line-soft); border-top: 4px solid var(--axa-blue); padding: 28px; box-shadow: var(--shadow); }
.address-card__title { font-family: var(--font-serif); font-size: 1.25rem; font-weight: 600; color: var(--axa-blue); line-height: 1.3; }
.address-card p { display: flex; gap: 12px; align-items: flex-start; margin-bottom: 12px; }
.address-card p .icon { color: var(--axa-blue); margin-top: 3px; }
.address-card__route { font-size: .9rem; color: var(--ink-soft); }
.address-card .btn { margin-top: 10px; }

/* ---------- Prozess ---------- */
.steps { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; counter-reset: none; }
.step { position: relative; padding: 0 8px 0 0; }
.step__num {
    display: inline-flex; align-items: center; justify-content: center; width: 48px; height: 48px; margin-bottom: 14px;
    font: 600 1.4rem/1 var(--font-serif); color: #fff; background: var(--axa-blue);
}
.step:not(:last-child)::after { content: ''; position: absolute; top: 24px; left: 64px; right: 16px; height: 1px; background: var(--line); }
.step p { color: var(--ink-soft); margin: 0; }

/* ---------- FAQ ---------- */
.faq { border-top: 1px solid var(--line); }
.faq__item { border-bottom: 1px solid var(--line); background: transparent; }
.faq__item summary {
    display: flex; justify-content: space-between; align-items: center; gap: 16px;
    padding: 20px 4px; cursor: pointer; list-style: none;
    font-weight: 700; font-size: 1.075rem; color: var(--axa-blue);
}
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary .icon { transition: transform .2s; }
.faq__item[open] summary .icon { transform: rotate(180deg); }
.faq__answer { padding: 0 4px 20px; }
.faq__answer p { margin: 0; max-width: 72ch; }

/* ---------- CTA-Band ---------- */
.cta-band { position: relative; overflow: hidden; background: var(--axa-blue); color: #fff; padding: clamp(40px, 6vw, 64px) 0; }
.cta-band::before { content: ''; position: absolute; top: -40%; left: 62%; width: 5px; height: 180%; background: var(--axa-red); transform: rotate(38deg); }
.cta-band__inner { position: relative; display: flex; justify-content: space-between; align-items: center; gap: 32px; }
.cta-band .h2 { color: #fff; margin-bottom: .35em; }
.cta-band p { margin: 0; opacity: .9; max-width: 56ch; }
.cta-band__actions { display: flex; flex-wrap: wrap; gap: 12px; flex: none; }

/* ---------- Kontakt ---------- */
.contact__grid { display: grid; grid-template-columns: minmax(0, 1.5fr) minmax(0, 1fr); gap: clamp(24px, 5vw, 64px); align-items: start; }
.form { display: grid; gap: 16px; margin-top: 24px; }
.form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form__hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.field { display: grid; gap: 6px; font-weight: 600; font-size: .9375rem; color: var(--axa-blue-dark); }
.field input, .field select, .field textarea {
    width: 100%; min-height: 48px; padding: 10px 14px;
    font: 400 1rem/1.4 var(--font-sans); color: var(--ink);
    background: #fff; border: 1px solid #999; border-radius: var(--radius);
}
.field textarea { resize: vertical; min-height: 110px; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--axa-blue); box-shadow: 0 0 0 3px rgba(0,0,143,.18); }
.check { display: flex; gap: 12px; align-items: flex-start; font-size: .9rem; color: var(--ink-soft); }
.check input { width: 20px; height: 20px; margin-top: 2px; accent-color: var(--axa-blue); flex: none; }
.form .btn { justify-self: start; }
.contact__big { display: flex; align-items: center; gap: 10px; font: 600 1.6rem/1.2 var(--font-serif); color: #fff; text-decoration: none; margin-bottom: 10px; }
.contact__line { display: flex; align-items: center; gap: 10px; color: #fff; margin: 12px 0; word-break: break-word; }
.contact__line:hover, .contact__big:hover { color: #fff; text-decoration: underline; }
.panel--blue .btn { margin: 16px 0 4px; }
.notice { display: flex; gap: 10px; align-items: flex-start; padding: 14px 16px; margin-top: 16px; border-left: 4px solid; }
.notice--ok { background: #e8f5ec; border-color: var(--ok); color: #0c5323; }
.notice--error { background: #fdecee; border-color: var(--axa-red-btn); color: #7d0c1f; }

/* ---------- Footer ---------- */
.footer { background: var(--axa-blue-dark); color: rgba(255,255,255,.85); font-size: .9375rem; }
.footer a { color: #fff; text-decoration: none; }
.footer a:hover { text-decoration: underline; color: #fff; }
.footer__grid { display: grid; grid-template-columns: 1.3fr 1fr 1fr 1fr; gap: 32px; padding-top: 56px; padding-bottom: 40px; }
.footer__title { font-weight: 700; color: #fff; margin-bottom: 14px; text-transform: uppercase; letter-spacing: .08em; font-size: .8125rem; }
.footer__title--spaced { margin-top: 24px; }
.footer ul { list-style: none; display: grid; gap: 8px; }
.footer__note { margin-top: 12px; font-size: .875rem; opacity: .8; }
.footer__bottom { border-top: 1px solid rgba(255,255,255,.15); font-size: .8125rem; }
.footer__bottom-inner { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; padding-top: 16px; padding-bottom: 16px; }
.footer__bottom p { margin: 0; }
.footer__bottom ul { display: flex; flex-wrap: wrap; align-items: center; gap: 20px; }
.footer__bottom .linklike { color: #fff; text-decoration: none; }
.footer__bottom .linklike:hover { text-decoration: underline; }
.footer__social { display: flex; gap: 12px; }
.footer__social .icon { width: 22px; height: 22px; }

/* ---------- Cookie-Hinweis ---------- */
.cookie { position: fixed; left: 16px; right: 16px; bottom: 16px; z-index: 300; display: flex; justify-content: center; }
.cookie[hidden] { display: none; }
.cookie__inner { max-width: 640px; background: #fff; padding: 24px; box-shadow: 0 12px 40px rgba(0,0,40,.25); border-top: 4px solid var(--axa-blue); }
.cookie__title { font-weight: 700; color: var(--axa-blue); font-size: 1.1rem; margin-bottom: 8px; }
.cookie__inner p { font-size: .9375rem; }
.cookie__actions { display: flex; flex-wrap: wrap; gap: 10px; }

/* ---------- Mobile Schnellkontakt ---------- */
.mobile-cta { display: none; }

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 1440px) {
    .header__phone span { display: none; }
    .nav__link { padding: 0 9px; font-size: .9rem; }
}

@media (max-width: 1180px) {
    :root { --header-h: 64px; }
    .utility__claim { display: none; }
    .utility__inner { justify-content: flex-end; }
    .header__logo img { height: 38px; }
    .header__actions .btn { display: none; }
    .header__phone span { display: inline; }

    .nav-toggle {
        display: inline-flex; align-items: center; justify-content: center; order: 3;
        width: 44px; height: 44px; margin-left: 4px; background: none; border: 0; cursor: pointer; color: var(--axa-blue);
    }
    .nav-toggle__bars, .nav-toggle__bars::before, .nav-toggle__bars::after {
        display: block; width: 24px; height: 2px; background: currentColor; position: relative; transition: transform .2s, background-color .2s;
    }
    .nav-toggle__bars::before, .nav-toggle__bars::after { content: ''; position: absolute; left: 0; }
    .nav-toggle__bars::before { top: -7px; }
    .nav-toggle__bars::after { top: 7px; }
    .nav-toggle[aria-expanded="true"] .nav-toggle__bars { background: transparent; }
    .nav-toggle[aria-expanded="true"] .nav-toggle__bars::before { transform: translateY(7px) rotate(45deg); }
    .nav-toggle[aria-expanded="true"] .nav-toggle__bars::after { transform: translateY(-7px) rotate(-45deg); }

    .nav {
        position: fixed; top: var(--nav-top, 100px); left: 0; right: 0; bottom: 0; margin: 0;
        background: #fff; overflow-y: auto; border-top: 1px solid var(--line-soft);
        display: none;
    }
    .nav.is-open { display: block; }
    .nav__list { flex-direction: column; padding: 8px var(--gutter) 96px; }
    .nav__item { flex-wrap: wrap; border-bottom: 1px solid var(--line-soft); }
    .nav__link { height: auto; flex: 1; padding: 16px 0; font-size: 1.05rem; border: 0; }
    .nav__item:hover > .nav__link { border: 0; }
    .nav__sub-toggle {
        display: inline-flex; align-items: center; justify-content: center; width: 48px; height: 48px;
        background: none; border: 0; color: var(--axa-blue); cursor: pointer;
    }
    .nav__sub-toggle[aria-expanded="true"] .icon { transform: rotate(180deg); }
    .nav__sub { position: static; width: 100%; min-width: 0; padding: 0 0 12px; border: 0; box-shadow: none; opacity: 1; visibility: visible; transform: none; display: none; }
    .nav__item.has-sub:hover > .nav__sub { display: none; }
    .nav__item.is-expanded > .nav__sub { display: block; }
    .nav__sub-title { display: none; }

    .hero__grid, .intro__grid, .split, .local__grid, .contact__grid { grid-template-columns: minmax(0, 1fr); }
    .hero::before { right: 6%; }
    .cards--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .cards--3 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .trust__list { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .trust__list li:nth-child(3) { border-left: 0; }
    .trust__list li:nth-child(n+3) { border-top: 1px solid var(--line-soft); }
    .address-card { position: static; }
    .footer__grid { grid-template-columns: 1fr 1fr; }
    .cta-band__inner { flex-direction: column; align-items: flex-start; }
}

@media (max-width: 680px) {
    body { font-size: 1rem; padding-bottom: 64px; }
    .utility { display: none; }
    .header__phone { display: none; }
    .cards--2, .cards--3, .cards--4, .steps { grid-template-columns: minmax(0, 1fr); }
    .step:not(:last-child)::after { display: none; }
    .trust__list { grid-template-columns: minmax(0, 1fr); }
    .trust__list li + li { border-left: 0; border-top: 1px solid var(--line-soft); }
    .trust__list li { padding: 14px 0; }
    .form__row { grid-template-columns: minmax(0, 1fr); }
    .form .btn, .hero__actions .btn, .cta-band__actions .btn { width: 100%; }
    .hero__card { padding: 22px; }
    .footer__grid { grid-template-columns: minmax(0, 1fr); }
    .cookie { left: 0; right: 0; bottom: 0; }

    .mobile-cta {
        display: grid; grid-template-columns: 1fr 1.4fr; position: fixed; left: 0; right: 0; bottom: 0; z-index: 90;
        background: #fff; box-shadow: 0 -2px 12px rgba(0,0,0,.12);
    }
    .mobile-cta a {
        display: flex; align-items: center; justify-content: center; gap: 8px; min-height: 56px;
        font-weight: 700; text-transform: uppercase; letter-spacing: .05em; font-size: .875rem; text-decoration: none; color: var(--axa-blue);
    }
    .mobile-cta__primary { background: var(--axa-red-btn); color: #fff !important; }
}

@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after { transition: none !important; scroll-behavior: auto !important; }
}

@media print {
    .utility, .header, .mobile-cta, .cookie, .cta-band, .contact, .footer__grid nav { display: none !important; }
    .hero { background: none; color: var(--ink); }
    .hero h1, .hero__phone a { color: var(--axa-blue); }
}